Oschadbank and YASNO launch turnkey energy independence financing with zero down payment for businesses and communities

Oschadbank, in partnership with the YASNO company, is introducing a new financial solution for energy independence for Ukrainian businesses and local communities. The program removes the main barrier to investment—the need for significant start-up capital—and allows for the installation of solar power plants (SPPs) or energy storage systems without using the client’s own working capital.

The key advantage of the program is a down payment starting at 0% and full coverage of costs not only for equipment but also for the entire turnkey installation cycle. A fixed interest rate protects businesses from market fluctuations and allows them to clearly plan expenses for years to come.

Key loan terms:

• down payment: from 0%;
• coverage: up to 100% of the cost of equipment and installation;
• fixed interest rate: 12% per annum (regardless of the down payment amount);
• origination fee: 0%;
• loan term: up to 60 months (5 years);
• collateral: government guarantees, EBRD guarantees, or property rights to the equipment.

“We are transforming energy independence from a costly project into an affordable financial tool. Oschadbank has already invested over 2.1 billion hryvnias in renewable energy, creating approximately 100 MW of new generation capacity. Our goal is to give businesses and communities real control over their costs. Today, postponing investments in your own energy means staying vulnerable, and we provide the opportunity to operate continuously,” noted Natalia Butkova-Vitvitska, a member of Oschadbank’s Management Board responsible for MSMEs.

The partnership between Oschadbank and YASNO creates a synergy of expertise: the bank provides accessible financing, while YASNO handles the technical implementation of projects of any complexity. This allows clients to receive a turnkey energy facility without risks or hidden costs. On-site generation allows communities to secure critical infrastructure, while businesses can lock in their energy costs for years to come, avoiding market price shocks.