Oschadbank's share reaches 13.3% of the total loan portfolio of legal entities in the Ukrainian banking system

According to data from the National Bank of Ukraine, Oschadbank has been the leader in the banking sector in terms of lending to legal entities since the beginning of 2025. As of September 1 this year, Oschadbank's share is 13.3% of the total loan portfolio of legal entities, with the bank's corresponding net portfolio amounting to UAH 94.8 billion. Most of it consists of loans to large corporate businesses.

This was emphasized by Yurii Katsion, Deputy Chairman of the Board of Oschadbank, responsible for corporate business, in an interview with forbes.ua.

According to him, Oschadbank did not stop lending from the very beginning of the full-scale war, as it realized that this would lead to economic collapse and a new wave of financial problems. This strategy, as well as the bank's proactive position in developing joint business support programs together with the government and international financial institutions, led to these results.

“Our strategy has resulted in a multiple increase in the number of private segment clients among the leading market players and a significant increase in the loan portfolio,” emphasizes Yurii Katsion.

Throughout the full-scale war, Oschadbank has set itself the key task of supporting the country's economy. Today, investment lending is the bank's priority in the large corporate business segment, which distinguishes Oschad from a number of other financial institutions.

“During the period of full-scale war, the share of investment loans in Oschadbank's corporate portfolio increased from 13% to 47%, whereas usually the share of such loans in banks does not exceed 20-30%. Two arguments speak in favor of this particular path as a direction for development. First, the most important thing is the impact on the economy, as investment loans are very important for the country's development, job creation, and GDP growth. Second, this clearly benefits the bank because long-term loans are easier to manage and have a steady volume in the portfolio," notes the deputy chairman of Oschadbank's board.

Oschadbank supports all sectors critical to the economy. According to data provided by Yuriy Katsion regarding the large corporate business segment, as of October 2025, the share of loans to the agricultural sector in Oschadbank's portfolio is 10.3%, the share of energy projects is 26.4%, and the share of loans to the defense-industrial complex is 14%.

“This year, we plan to conclude loan agreements for at least another UAH 15 billion in the defense-industrial complex,” the banker assures.

According to his forecasts, investment lending will be a trend next year, as will lending to energy projects, the defense-industrial complex, and the development of the processing industry.

Read the full text of the interview at the link: https://forbes.ua/money/investitsiyne-kredituvannya-stalo-nashoyu-golovnoyu-spetsializatsieyu-yuriy-katsion-oshchadbank-30102025-33663