Oschadbank and LNZ Group offer a preferential loan program for the purchase of seeds, fertilizers and plant protection products

Oschadbank and LNZ Group have launched a partnership program for farmers that provides favorable loan terms for the purchase of seeds, mineral fertilizers and plant protection products (PPPs).

Terms of the program:

• interest rate - from 0.01% per annum in hryvnia (depending on the loan term and availability of collateral);
• loan amount without collateral - up to UAH 10 million or up to UAH 20 million with a guarantee;
• maximum loan term - 12 months;
• individual repayment schedule;
• no loan fee.

The program's advantages include no notarization of collateral and a simplified list of documents.

To apply for a loan, a client can apply online and receive a preliminary decision from Oschadbank within 24 hours. After signing the loan agreement, the funds will be automatically credited to the account.

"In times of war, support for the agricultural sector is of strategic importance for Ukraine's economy and food security. That is why Oschadbank is actively expanding opportunities for preferential financing for farmers, especially in the midst of the sowing campaign. The new partnership program with LNZ Group means access to the necessary resources on favorable terms. We understand that timely provision of all the necessary supplies for the sowing campaign is the key to the future harvest, and we offer the most attractive interest rates and simplified loan procedures," said Natalia Butkova-Vitvitska, Oschadbank Board Member in charge of micro, small and medium-sized businesses.

"Cooperation with Oschadbank is another important step towards supporting farmers when they need it most. During the sowing campaign, every hour counts, and access to finance is critical. This is not just financial support, it is a real tool for effective work for Ukrainian farmers today," said Dmytro Solomoniuk, Director of Management and Development of the LNZ Group Regional Network.

Oschad is one of the three banks leading in financing the agricultural sector. In the first quarter of 2025, the bank financed more than 800 agricultural projects worth UAH 3.2 billion.

In 2024, Oschadbank issued UAH 14.5 billion in loans to entrepreneurs, UAH 4.3 billion (30%) of which were provided through partnership programs with manufacturers/dealers of machinery, equipment for energy independence, seeds, plant protection products, etc. In addition, more than 100 new partnership programs were signed with interest rates starting from 0.01% per annum. As part of the partnership programs, representatives of the agro-industrial complex received more than 45% of the loans provided by Oschad last year.

For more information on loan programs, please visit Oschadbank's official website, visit a branch or call the Contact Center for Business Clients at 0 800 219 800.

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_{LNZ Group is a Ukrainian vertically integrated agroindustrial holding specializing in the trade of seeds and plant protection products, growing of grain and technical crops, livestock and grain trader activities. It was established on the basis of Lebedynsky Seed Plant. The company cultivates more than 90 thousand hectares of land and employs more than 3.5 thousand people per season. LNZ Group includes 85 agricultural companies, as well as a specialized corn plant, a multifunctional plant for the production of wheat, barley, peas, soybeans, sunflower, flax, spelt, 2 elevators in Cherkasy and Sumy regions, 10 logistics centers and its own customs warehouse.}