Oschadbank expects to increase its corporate loan portfolio by 20% in 2026

This was stated by Yurii Katsion, Chairman of the Management Board of Oschadbank, in an interview with Forbes.ua.

“Oschadbank’s corporate loan portfolio already exceeds UAH 106 billion. Our forecast for this year was to increase the portfolio by 20%, which is UAH 20 billion. Now we have projects worth UAH 35 billion in the pipeline. We could finance much more, but there isn’t that level of activity in the economy at the moment,” noted Yurii Katsion.

According to the bank’s CEO, Oschadbank signed agreements totaling 14 billion hryvnia in the corporate sector during the first half of the year, nearly half of which consist of credit lines not yet utilized by clients (particularly in the agricultural sector and trading). The bank currently has projects totaling 35 billion hryvnias in the pipeline. Since lending volumes are traditionally higher in the second half of the year, the bank has sufficient potential to expand its portfolio.

Oschadbank maintains a separate focus on financing the defense-industrial complex. The Chairman of the Management Board noted that agreements totaling approximately 3 billion UAH have been signed with defense-industrial complex enterprises this year. Last year, the figure exceeded 8.8 billion UAH, plus documentary transactions totaling €562 million.

At the same time, Oschadbank’s retail lending is growing at a faster pace. In the first half of the year, the retail loan portfolio grew by 3.4 billion UAH, or 26%, while the corporate loan portfolio grew by 5.3 billion UAH, or 13%. According to Yurii Katsion, the bank is actively transforming its approaches to cash and auto loans, as well as implementing over 80 initiatives in its mobile app, turning it into a super app.

The Chairman of the Board also emphasized that Oschadbank continues to combine its status as a state-owned bank with high commercial efficiency and profitability requirements.

“Oschadbank is a state-owned bank, so we take into account the needs of the country, its citizens, businesses, and communities when prioritizing our activities. At the same time, we are a commercial entity with a high level of corporate governance and obligations to pay dividends,” emphasized Yurii Katsion.

This year, in accordance with its profit distribution resolution, Oschadbank allocated 30% of its profits to dividends, amounting to 4.8 billion hryvnia. In total, including taxes, the bank has already transferred more than 10 billion hryvnia to the state budget.

Read the full interview at the link https://forbes.ua/money/krediti-biznesu-pid-obstrilami-prodazh-gulliver-i-groshi-dlya-kieva-pered-zimoyu-pershe-velike-intervyu-seo-derzhavnogo-oshchadbanku-yuriya-katsiona-03092026-41469