Oschadbank Kickstarts Motorcycle Season: Loans for Motorcycles Starting at 0.01%

Oschad kickstarts the motorcycle season with a large-scale update to its product portfolio. Bank customers will now have access to a specially designed MOTO FINANCE program, enabling them to purchase their dream motorcycle with an interest rate starting at 0.01% per annum.

Financing available for leading global brands, including Ducati, Harley-Davidson, BMW, Honda, Suzuki, Yamaha, Kawasaki, KTM, Triumph, and Husqvarna.

The primary feature of this offer lies not only in its low interest rate but also in its transparent and straightforward loan terms with no additional costs. The program does not require mandatory life insurance for the borrower, allowing customers both to choose the level of financial protection they need and calculate a more predictable total cost of the loan.

“We aspire for banking services to be seen as a tool for opportunity, instead of a complicated process. At MOTO FINANCE, we focus on transparency in our terms and conditions. Customers receive clearly understandable rates, flexible payment schedules, with no extra fees for additional services. This program is designed for those who prefer making quick decisions and keeping their expenses under control,” said Dmytro Bashtovyi, Director of the Partner Relations Department at Oschadbank.

Key benefits of the MOTO FINANCE program:

Interest rate ranging from 0.01% to 12.99% per annum (depending on the term and down payment);

• down payment of at least 30% of the motorcycle’s value;
• option to split payments over a period of up to 5 years;
• no borrower life insurance required;
• maximum loan amount of UAH 2.5 million.

The cost of the CASCO insurance policy for the first year could be included directly to the loan principal amount.

Any customer aged 25 or older holding a category “A” driver's license can take advantage of this program. Oschadbank offers two repayment plans to choose from - classic or annuity - allowing customers to select the best option for their individual budget.