Oschadbank and Kirovohrad Regional Military Administration agree to support certain categories of regional businesses participating in the eRobota program

Oschadbank and the Kirovohrad Regional Military Administration (RMA) have signed a memorandum of cooperation aimed at strengthening support for regional entrepreneurs participating in the eRobota program. As part of the new initiative, businessmen will be able to receive compensation for their own contribution to the grant from the regional budget of up to UAH 100 thousand.

The program provides for partial coverage of expenses for recipients of eRobota state grants totaling from UAH 500 thousand to UAH 1 million. Veterans or people with war-related disabilities who have fulfilled the terms of the grant agreement with the State Employment Center can participate in the program. An important condition is the absence of debts to the budget, official business registration in the Kirovohrad region, and conducting business activities for at least one year.

Payments will be made within the funds provided for in the budget of the Kirovohrad region, and the main administrator is the Department of Economic Development and Trade of the Kirovohrad RMA.

"Ukrainians are going through extremely difficult times. Success at the front depends on the stability of the economy and the reliability of the home front. Therefore, comprehensive support for business, transparent and honest, is an opportunity to create new jobs, modern technologies, and quality products. This is especially true for war veterans. In this area, the cooperation between the regional military administration and Oschadbank in terms of assistance to the recipient of state grants, eRobota, is effective and reliable... We will continue to cooperate, because we are talking about development in spite of the war," Andrii Raykovych, head of the Kirovohrad Regional Military Administration, comments on the signing of the memorandum.

"We constantly maintain a dialogue with local authorities and jointly look for new tools to support businesses, especially those entrepreneurs who, despite the war, create jobs, pay taxes, and develop their communities. This agreement is an example of effective cooperation between Oschadbank, the regional authorities, and the state program to support entrepreneurship, which helps businesses get the necessary resources for development. I am confident that the support of veterans in the Kirovohrad region will help strengthen the development of local small businesses," said Natalia Butkova-Vitvitska, Oschadbank Board Member in charge of MSMEs.

The Kirovohrad Regional Office of Oschad demonstrates stable growth in the MSME business area. The relevant loan portfolio in the region is over UAH 1 billion. In 2024, entrepreneurs were granted loans worth almost UAH 370 million, and in the first half of 2025, UAH 288 million.

Under the government program “Affordable Loans 5-7-9%,” 172 loans totaling UAH 334 million were issued in 2024, and 112 such loans totaling about UAH 230 million in 2025.

The partnership business is also actively developing: today Oschadbank cooperates with 15 regional partners. In 2024, 85 loans amounting to UAH 201 million were issued under partnership programs, and since the beginning of 2025, 80 loans amounting to UAH 195 million have been issued. The loan portfolio in this segment reached UAH 465 million.

Since 2022, 549 state grants have been issued in the region with the help of Oschad, 154 of which were issued in 2025. The total number of MSME clients serviced by the Kirovohrad Regional Office exceeds 5 thousand entrepreneurs and legal entities.

For more information about the eRobota program and terms of participation, please visit the official website of Oschadbank.