Oschadbank and Honda Offer Businesses Car Financing With Interest Rates Starting at 0.01%

Oschadbank in partnership with Honda’s official distributor has launched a car finance partner programme for legal entities and individual entrepreneurs. Customers may purchase a car for business purposes under special terms with an interest rate starting from 0,01% per annum, repayment terms of up to 5 years and a personal down payment of at least 20%.

The programme applies to Honda cars for the bank’s business customers. Borrowing terms depend on the loan term and the personal contribution. In particular, the rate of 0,01% per annum applies to specific combinations of loan term and personal contribution.

"Vehicles for a business means investing in its development, mobility and the opportunity to expand its operations. Therefore, we are systematically developing partnership programmes offering entrepreneurs access to finance on special terms. Today, Oschadbank’s loan portfolio under its partnership programmes for micro, small and medium-sized enterprises stands at UAH 11.6 billion, of which UAH 1.2 billion relates to the purchase of vehicles. The new programme with Honda extends our customers’ choice and enables them to purchase a vehicle for business on attractive terms - at an interest rate starting from 0,01 % per annum and with a loan term of up to five years. A particular advantage in this regard lies in the speed of decision-making: using automated scoring processes, decisions are made within 2 hours for individual entrepreneurs and within 24 hours for legal entities,” said Natalia Butkova-Vitvitska, a Member of the Management Board of Oschadbank in charge of MSMEs.  

You can submit an online application for a car loan and receive a preliminary decision within a few hours using the OschadBusiness service.

Honda is one of the world’s leading manufacturers of cars and motorbikes. The partnership programme between Oschadbank and Honda is targeted at legal entities and individual entrepreneurs who need a car for their day-to-day operations and business development.

“Our partnership with Oschadbank means a great deal to our company, as it is one of the leading banks in the lending sector and has an extensive branch network. This enables existing customers to benefit from favourable financing terms and will also allow us to attract a new category of customers by streamlining lending conditions for micro, small and medium-sized enterprises (MSMEs)”, said Serhiy Dashko, the Director of LLC "Pride Motor", the official Honda distributor in Ukraine.

The programme forms a part of the bank’s consistent strategy to support the vehicle fleets of Ukrainian businesses. In the first eight and a half months of 2026, Oschadbank allocated over UAH 467.4 million to finance passenger cars for entrepreneurs, indicating a 15.3% increase in lending against the same period in Y2025. Financing of commercial vehicles grew more than 2.5 times (+154.6%) over the same period - to UAH 319.8 million.

Detailed information on loan programmes is available at Oschadbank website, at branches or via the business customer contact centre by calling: 0 800 219 800.