Oschadbank provides energy loans at 0% annually for continuous business operations

Through the state program "Affordable Loans 5-7-9%," entrepreneurs can get a preferential loan from Oschadbank at 0% interest per year to buy and connect energy equipment. The program is aimed at supporting small and medium-sized businesses for which a stable power supply is critical.

Energy loans are provided for the purchase and connection of:

• cogeneration plants (gas turbine, gas piston, biogas);
• diesel, gasoline, and gas generators.

The tool was introduced as an additional mechanism to increase business energy resilience and reduce the risks of downtime and loss of income during periods of peak load on the power grid.

Program terms:

• 0% per annum—the state, through the Entrepreneurship Development Fund, compensates the bank for the difference between the market rate and the zero rate;
• Up to UAH 10 million—maximum loan amount;
• Up to 3 years—financing term.

Financing is available to sole proprietors and legal entities (micro, small, and medium-sized businesses) that meet the program criteria. For sole proprietors with an income of up to UAH 50 million, no collateral is required (only a guarantor).

“Energy security today is a matter of business survival. As a strategic partner of the state, Oschadbank prioritizes support for entrepreneurs by providing quick and convenient access to financing to keep companies and jobs afloat,” said Natalia Butkova-Vitvitska, member of the Oschadbank Board.

Since the launch of the “Affordable Loans 5-7-9%” program, Oschadbank has concluded more than 20,000 loan agreements worth over UAH 55 billion, supporting the operational stability of Ukrainian businesses in the context of the war.

Detailed advice on opening an account and participating in the program is available at any Oschadbank branch or by calling the contact center at 0 800 219 800.

Additional information about the program is available at energycredit.bdf.gov.ua.