Great plans with a large bank!

#sure_oschad

Our Manifest

1
I change the country because my bank changes it
  • Ukrainian startups are rising with us and big business is becoming powerful
  • Millions of Ukrainians are taking the first steps with us and planning for the future
  • Life-simplifying innovations and offices are available anytime, anywhere
  • Reliability under any circumstances – all this, sure, Oschad!
2
The largest universal bank in the country
  • Big, but close, clear and open to everyone
  • Sure, Oschad is a simple answer to any financial question
  • Because we can do anything! And we do everything. So that everyone can honestly say:

My bank – of course, Oschad!

My bank – sure, Oschad!

The Joint-Stock Company “State Savings Bank of Ukraine” was established in compliance with Decree of the Cabinet of Ministers of Ukraine dated May 21, 1999, No 866 through transformation of the State Specialized Commercial Savings Bank of Ukraine into the Open Joint-Stock Company.

The founder of the Bank is the State in the person of the Cabinet of Ministers of Ukraine. JSC “Oschadbank’ is one of the largest financial institutions of Ukraine. Currently Oschadbank is a universal bank with a diversified profile, including a growing market share of the retail segment, an established SME segment, and a customer-oriented corporate business.

Oschadbank is the only Ukrainian bank where deposits of individuals are fully guaranteed by the state. Given the ownership and systemic importance for the banking system of Ukraine, ratings of the bank are affirmed at a sovereign level by two international agencies – Fitch Ratings and Moody’s.

Oschadbank's strategy is focused on several main components: to remain the leader of corporate banking, increasing its presence in the segment of micro, small and medium businesses, strengthening its position in retail lending and commission products, optimizing the branch network into the new, modern and inclusive branches, developing IT in terms of digital distribution channel and security, optimization of the operating model and improvement of risk management and non-performing loans.

Management and Supervisory Board of JSC "Oschadbank"

Financial calendar

Release of full year 2020 Audited Financial Statements under IFRS

June, 2021

Release of 1st Quarter 2021 Results under IFRS

June, 2021

Release of 2nd Quarter 2021 Results under IFRS

July, 2021

Release of 1H2021 Interim Financial Statements under IFRS

August, 2021

Release of 3rd Quarter 2021 Results under IFRS

October, 2021

This financial calendar contains preliminary dates* of future financial statements releases and other events within JSC “Oschadbank”

* Subject to further update

Credit ratings

* ratings assigned to the Bank are brought in line with the country’s ratings

Moody’s Investors Service (revision date 10.12.2020)

  • Baseline credit assessment

    b3
  • Bank Deposit Rating (Local Currency), Long-term

    Stable

    B3

Fitch Ratings (revision date 16.08.2021)

  • Foreign currency issuer default rating, Long-term

    Positive

    B*
  • Foreign currency issuer default rating, Short-term

    B

Oschadbank is a member of these organizations

UkrSWIFT

Association "Ukrainian National Group of Members and SWIFT Users" UkrSWIFT

Association "Ukrainian Stock Traders"

Self-regulating organization of professional stock market participants

MasterCard

MasterCard Worldwide International Payment System

VISA

International Payment System VISA Intl.

NABU

Independent Association of Ukrainian Banks

PARD

Professional Association of Markets of Capital and Derivatives

EMA

Association EMA UKRAINIAN Interbank Association MEMBERS Cash Management

National Payment System "Ukrainian Payment Area (Prostir)"

SWIFT

European Business Association

Oschadbank is accredited by

Documents and reporting

we have collected all possible documents related to the bank's activities in the archive for your convenience

Articles of Association